Terms of Service
Effective Date: 07-18-2024
Terms of Service
1. Acceptance of Terms
By accessing and using the services of Medlife Heritage Insurance Agency (“we,” “us,” “our”), you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our services.
2. Description of Services
Medlife Heritage Insurance Agency provides insurance products and related services (the “Services”). The Services include, but are not limited to, the provision of insurance quotes, policy management, and customer support.
3. Eligibility
You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you have the right, authority, and capacity to enter into these Terms.
4. Account Registration
To access certain features of our Services, you may be required to register an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for all activities that occur under your account.
5. Privacy Policy
Our Privacy Policy, which is incorporated by reference into these Terms, describes how we collect, use, and disclose your information. By using our Services, you consent to our collection and use of your information as described in the Privacy Policy.
6. Messaging Consent
By providing your phone number and opting in to receive messages, you consent to receive automated text messages from Medlife Heritage Insurance Agency related to your account and services. Message and data rates may apply.
6.1. Opt-Out
You may opt out of receiving text messages at any time by replying “STOP” to any message. You may also contact customer support to opt out.
6.2. Message Frequency
The frequency of messages will vary based on your interaction with our services. You may receive alerts, reminders, and other informational messages.
6.3. Data Charges
Message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text or data plan, please contact your wireless provider.
7. Prohibited Uses
You agree not to use our Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our Services. You also agree not to interfere with any other party’s use and enjoyment of our Services.
8. Intellectual Property
All content, features, and functionality of the Services, including but not limited to text, graphics, logos, and software, are the exclusive property of Medlife Heritage Insurance Agency and are protected by intellectual property laws. You may not use any of our intellectual property without our prior written consent.
9. Disclaimer of Warranties
The Services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the Services will be uninterrupted or error-free.
10. Limitation of Liability
To the fullest extent permitted by law, Medlife Heritage Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Services; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Services by any third party; (v) any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the Services; and/or (vi) the defamatory, offensive, or illegal conduct of any third party.
11. Indemnification
You agree to defend, indemnify, and hold harmless Medlife Heritage Insurance Agency, its affiliates, and their respective officers, directors, employees, and agents, from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Services.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles.
13. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website. You are advised to review these Terms periodically for any changes. Your continued use of the Services after the posting of changes constitutes your acceptance of such changes.
14. Contact Information
If you have any questions about these Terms, please contact us at:
Medlife Heritage Insurance Agency
(888) 904-9201
